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Financial Domination: Inside the Erotic Fetish That Controls Men’s Wallets

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A financial dominatrix rarely takes off her clothes or engages in sex. But she might have to talk a lot of shit about a client’s FICO score or let him listen in while she splurges at Saks with his cash.

 

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The first time Ceara Lynch dipped a toe in the world of sex work, she was 17 and a long way from home. A high school student who had grown up in the Portland, Oregon, area, Lynch was doing a semester abroad as an exchange student in Japan. She didn’t know the language, or anyone who spoke English. She was bored and lonely. So she did what people do now when faced with social isolation: connected with friends, and strangers, online.

“This one guy started randomly talking to me after he saw my profile on some site,” Lynch remembers. Though it wasn’t an adult platform, she explains: “To be straightforward: He was a big pervert.”

This stranger on the Internet had a host of fetishes—golden showers, pantyhose, you name it—stuff that seemed shocking at the time, though Lynch wouldn’t blink twice about anymore. He wanted to meet up; she said absolutely not. “I was young, but I wasn’t stupid,” she points out with a laugh.

When the man finally accepted that there would be no IRL meet-up, he asked her if she’d do something else: let him buy a bottle of her urine. At first she thought no way. But the more that Lynch considered the offer, the more she felt like, “What did I have to lose?” She packed up her pee and sent it away to the address he provided. Two weeks later an envelope arrived in the mail—containing $250 cash. That’s when she recognized a potential business opportunity. “I thought: If guys like this found me by accident, what would happen if I went looking for them?”

Lynch started selling her used underwear, among other things, online through an auction site that is best described at eBay but for fetishes. Guys would bid for her garbage, her used tampons, excrement, “all this wild stuff,” she recalls. But when she started to get messages from men begging to be her “money slave” she had to do some research to figure out what they meant. Eventually she stumbled on the kink she was looking for: financial domination. That was 10 years ago. And it’s how she’s been making her living ever since.

At its most basic level, financial domination is pretty much what it sounds like: domination whereby, instead of a bondage or ball gag, money is the means of (consensual) abuse. When you scratch below the surface though, that’s where it gets a little tougher to understand—as Lynch explains it, all BDSM is an exchange of power, and financial domination isn’t any different, but it’s not a kink most people understand unless they’re into it.

A financial dominatrix might be paid by her submissive to talk shit about his FICO score or tell him she’s going to spend all his money, even if she never actually has access to his accounts. Or maybe she has his credit card numbers and he gets off on the fear that one day she’ll decide to max it out; in other cases, he might send her, via Venmo or another money-sharing app, a certain amount of cash and want to listen in while she’s shopping so he knows how she’s spending it. The whole point is that the submissive gets off on the idea of losing power over his money—it’s his form of waiting for the bullwhip to crack.

FinDom for short, the fetish falls under the BDSM umbrella, can take on a variety of forms, and is admittedly fairly niche; it also goes by other names, like financial slavery. A financial dominatrix rarely—if ever—takes off her clothes or has sex with a client. According to Lynch, the fact that she doesn’t is an integral part of her brand.

“I don’t get naked in my videos. That’s kind of important for my image actually. If I were to do that, I would certainly gain another audience,” she says. “But I would lose a lot of them too, because the whole idea is that my submissives aren’t worthy of seeing me naked. Also I just don’t want to.”

FinDoms—who are typically women, though not always—might be called money mistresses, while submissives are referred to as cash cows, money slaves, or pay pigs, among other epithets. Unlike a sugar baby, a woman who has an emotional or sexual relationship with her client in exchange for cash, she’s demanding and assertive, not supplicant or sweet. But though the specifics of a relationship dynamic might vary, in a culture that equates money with power, and sex with power, financial domination can sound, at least in theory, like the ultimate aphrodisiac to some.

While financial domination is better known than it used to be, it remains a highly niche fetish that sex researchers don’t know much about, much like BDSM itself. Justin Lehmiller, Ph.D., is an award-winning sex researcher and psychology professor whose book Tell Me What You Want: The Science of Sexual Desire and How It Can Help You Improve Your Sex Life hits shelves this summer, explains that the lack of qualitative and quantitative data on this sexual proclivity has much to do with the fact that we literally haven’t been asking people about it. Questions about FinDom have yet to appear on national sex surveys, which also means that we have little way of knowing if it’s more or less popular now than it used to be.

At least one thing is clear, though. “The Internet has allowed people with interest in BDSM to find a like-minded community.” That’s the medium through which most FinDoms work, whether via chat, video, pay-per-minute calls, and “ignore lines,” which are exactly what they sound like: a line that a sub calls into with the express purpose of paying for the pleasure of being ignored.

If you think it sounds easy, Lynch wants to correct the record: “You see a lot of girls try and get into it by just setting up a Twitter account. But if you’re going hunting for these guys, you’re just not going to find them.”

In a way, a successful financial dominatrix is just like any other online influencer. It’s all about building a brand, creating content, and connecting with followers in a way that brings them back for more. “Offering webcam, making videos, having an Instagram and Twitter presence”—in other words, diversifying revenue streams so that you’re widening your reach and depending less on one-on-one interactions. Maybe you also dabble in foot fetish or humiliation (Lynch also refers to herself as a humiliatrix). “If you keep doing that, and putting it out there, every once in a while, you’ll catch what I like to call a white whale,” she says, “one of those guys who surfaces, gives you a ton of money and then disappears.”

Speaking of money, by now you’re probably wondering what a financial dominatrix actually commands for her services. That answer depends on a range of variables. But Lynch breaks it down by the things she actually sells. “My webcam rate is $10 per minute, and my prerecorded videos, which usually run about 10 minutes, are around $10. If I guy wants a custom video, those start at $250 or so, and scale up depending on how elaborate their idea is. Then I have my phone lines: Talking to me is $5 per minute. With the ignore line, the guy just calls me and then I put the phone down, and I get paid for as long as he stays on the line.”

Other FinDoms Glamour spoke to for this story said they wouldn’t get on the phone for less than $50, and that their financial domination “side hustle” might yield $30,000 a year. Lynch is less inclined to share an exact figure, but it’s worth mentioning that, when we spoke, she was in the midst of a three-month trip through Asia, and that this duration of travel is a pretty normal part of her lifestyle. “I make six figures, I’ll say that,” she says. She’s used the money to buy a few investment properties, and has been an incorporated business for 10 years.

Another FinDom Glamour emailed with shared that, over the past 19 years, her financial domination business has afforded her the kind of lifestyle where she could be available and present for her four kids every day. When we connected, she was currently taking her youngest on a class trip to Disney World before heading back to work after the vacation.

Of course, on top of the rates and attention for pay, there’s also another financial element: spending sub’s money. Tatiana, a 30-year-old West Coast-based financial dominatrix, relayed an exchange with a client who transferred $450 into her Venmo account—under the condition that she go shopping and let him listen into how he spent her money.

The phone stayed in her purse, from which she could hear him loudly protesting the conversations about specific items she was having with the salespeople—the resistance, and the sub’s inability to do anything about it, is part of the kink. When she pouted about the fact that he hadn’t sent her enough to buy a pair Louboutin booties, he eventually wound up sending her an extra $200. “I viewed it as a tip,” she says.

Lynch recalled a time that a sub wanted to be “tag-teamed” by herself and another FinDom: He paid for an hour of their cam time each, set up his credit card information with Saks Fifth Avenue sites, and requested that they tell him what they were buying as they shopped the site. “I think we ended up spending something like $10,000 between us just in that hour,” she says.

But it’s not all shopping sprees and big spenders. “The thing about this fetish is that you don’t necessarily have to have a lot of money to have it,” she says. “You might just get off on the idea of it.”

“For instance, I had a guy one time call me on my talk line, just for a quick chat. He wanted me to tell him how rich I am, how I want all his money, how greedy I am. Then, at the end, he hung up and paid me maybe $10.”

Another thing about being a financial dominatrix versus a real-life dungeon master is that it removes the element—and some of the potential danger—of working in the BDSM world. Because doms and subs tend not to exchange real identifying information, it allows for more anonymity (for example, Ceara Lynch is not Ceara Lynch’s real name), and the fact that interactions largely happen online on or the phone adds a protective layer into the practice.

Over the last decade Lynch can recall being doxxed only once, and when she reported it to police, they basically told her there was no recourse. In the end, she decided the best way to deal with it was to ignore it, and eventually the guy just faded away. “Unfortunately, if someone really wanted to find a lot of personal information about me, they could. There’s only so much I can do about it. It’s just kind of a risk I’m willing to take.”

Subs are obviously going out on a limb too. Sydney Lee, a dominatrix whose YouTube channel AstroDomina is devoted to explaining kinks of all kinds to the layman viewer, describes how her pay pigs getting aroused by the idea that she could financially ruin them at any moment.

“It’s a deep mental fetish, and it definitely takes more than a random pretty girl saying, ‘Give me money,’” she says in a video devoted to FinDom. That comment echoed an observation Lynch made about supply and demand—and why it’s harder to be a successful financial dominatrix than it might seem. Which makes sense, given that capitulation to the dom is part of the kink.

“One thing about financial domination is that there’s this element of humiliation that goes along with it,” explains Lehmiller. “What we know now from a lot of research is that physical pain and psychological pain activate the same areas of the brain and have similar effects. One of those effects makes us focus more on the here and now, allowing us to experience other things more intensely—for example, if you experience pain and then have sexual stimulation afterward, it might feel more intense.” In the case of financial domination, it’s not hard to see how chasing intensity might put a submissive on the road to financial ruin. It’s the kind of costly thrill you don’t want to be addicted to unless you can afford it.

Lee, of AstroDomina, positioned it in her FinDom video like this: “Handing over money is the ultimate representation of surrender or submission for most money slaves.” And with all the ways to connect and spend money these days, it’s never been easier for subs to find their financial doms or make deposits into their accounts.

Lynch has watched the landscape change a lot over the years. “When I first started, there were about five girls doing this,” she says. “But now there’s this huge influx of girls trying to do it because it seems easy. Once, one of my slaves gave me his log-in to Twitter and I went through his DMs—there were all these women trying to hustle him, like, ‘Hey bitch, pay me.’ I’ve had the luxury of time to build my brand, and I don’t mean to talk shit; however girls make it work, they make it work. But I thought it was fascinating because I have never sent a message to a guy first. They come to me.”

She used to think she would be out of the business by now, and, in a way, she’s a little surprised at how in-demand she continues to be.

“In the adult industry youth and beauty are your main currency—I imagined that mine would be up by now. But I make more and more money every year. It’s really confusing and unexpected. I always told myself I would keep doing it until it makes sense not to. I have my bachelor’s, but it’s not a very useful bachelor’s, so I’ve thought about going back to school one day.”

But even though she know she has plenty of options on the table, Lynch says, at this point, it doesn’t make sense to set FinDom aside—she just doesn’t have a reason to. “I make a lot of money. I travel. I have a really cool life right now. My focus is to make as much money as I can for the future, put it into real estate and other investments. Once the reason to stop arrives, I just want to have a good nest egg to explore the rest of my life.”

Complete Article HERE!

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If You Get Super Anxious About Sleeping With Someone New, Read This

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Firsts tend to come with a lot of anxiety. While there’s some expectation when it comes to driving your first car or having your first kiss, there’s nothing like the pressure and the build up of sleeping with someone new. Nerves are normal. Whether it’s a casual fling or someone you could get serious with, the following reminders should help to calm your fears.

1. Tell all the insecurities you have about your body to go to hell. There’s nothing quite as panic-producing like knowing a guy is going to see you naked for the first time. Suddenly you recall every single moment in your life you felt pudgy or like your boobs were too small. Memories of that time that kid in third-grade said you had a boney butt come rushing back without warning, and you start to worry that this new guy won’t like what he sees. Well, he’s a guy, so he probably will. Plus, it’s not like you’ve been wearing a cloak this whole time, so I’m pretty sure he has a good idea of what your body looks like.

2. Think about the situation in the most logical way possible. Try to take emotion out of everything if you can. Understand that sex is just sex, and you can have a good time if you stop worrying so much about the future or what will happen when it’s over. Get over the fear of what he or people might think, and be a badass who just does what she wants.

3. Forget about what he’s getting out of it and on focus on what you are. Guys don’t have to be the only gender who enjoys a good booty call. Stop worrying about how he feels about the situation (and if you really don’t know, just ask), and start focusing on what you want out if it.

4. Remember you have a right to be selfish. Do not feel any obligation to cater to what he wants to do just because it’s the first time. Speak up and tell him what you want. Sex is supposed to be a mutually beneficial act, so make sure you’re getting some benefits, girl.

5. Pay attention to little hints that he just wants to sleep with you. While there are scumbags out there, the majority of men aren’t good at leading women on. Women are just really good at hearing what we want to hear, so get your head out of the clouds and open yourself up to the idea that he just might really want to sleep with you. If you still want to go through with it, then you’ll be in the right mindset.

6. Stop being paranoid that he won’t call after. I’m not saying he will because he could be giving you all the signs that he won’t, but you need to understand that you’ll be okay no matter what happens. You won’t be able to enjoy any part of sex if you’re worried about him running the moment it’s over. If you let loose and just have fun, you’re likely to be fine with either outcome because it doesn’t change the way you feel about yourself.

7. Remind yourself of what a badass you are. Sex has a funny way of making us super vulnerable, and when we have it with someone we want to get closer to, it makes us feel even more exposed. The whole “what if we have sex and he doesn’t want to see me anymore?” question will keep you up at night if you let it, but this whole idea that you need a guy to want to marry you after you do the deed is something that’s been ingrained in our female brains for centuries. The truth is, you don’t. When you stop expecting these grandiose things from people, you’ll start to enjoy the little stuff more. Know your standards, don’t be naive, and remember that no matter what, you’re still the boss.

8. Remind yourself that he probably doesn’t feel the need to have this inner pep talk. The sad, stupid part about all of this is that most guys don’t feel this crazy pressure to be liked after sex. Sure, they probably have some thoughts of not wanting to be bad at it, but unless they really like you, they’re just pumped they get to do it. Remembering that might help you realize that it doesn’t have to be a big deal.

9. Do something prior that makes you feel really sexy. Stop waiting for a guy to make you feel hot and do it yourself. Whether it’s getting dressed up or putting on a certain kind of perfume, figure out what it is that makes you feel like a sexy beast and go do it.

10. Have fun. Once you’ve made the mental decision that you want to have sex with this person, you need to tell yourself that the work is over. You’re not going to ponder or worry about it anymore. So get out of your head and have some fun.

Complete Article HERE!

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Masturbating has a number of health benefits for women too, so why aren’t we talking about them?

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May is National Masturbation Month

By Erika Lust

The idea that women enjoy sex still hasn’t quite reached societal acceptance. There is no purer example of this than the taboo which surrounds a woman enjoying the pleasure of masturbating.

Masturbation is widely accepted as an essential part of health and hygiene – for men.

Women’s reproductive health is a politicised and much-discussed topic, with conversation ranging from the accessibility of birth control to the necessity of abortion clinics. The discussions focus mainly on preventing pregnancy, rather than a woman’s own sexual well-being and pleasure.

By ignoring the health benefits of masturbation for women – reduced stress, sleep induction, endorphin production, increased resistance to infection, decreased anxiety levels – and focusing mainly on protection, the stigma around female masturbation strengthens and consequently so does the idea that women receive sex, as opposed to enjoy it.

Even referring to the act as “female masturbation” implies it is something separate and not normal – there’s masturbation, and there’s “female masturbation”.

The stereotype of the women who masturbates

Society has long decreed women should only exhibit passive feelings towards sex. The same double standard that exists for dating and having sex with multiple people exists for masturbation. This stereotype of what type of woman masturbates is not only incredibly false but another toxic form of slut-shaming.

Men are encouraged to masturbate, which allows them to explore their bodies and find out what makes them feel good. When women are afraid to masturbate they are robbed of this experience, they don’t know how to make themselves orgasm and they don’t feel as comfortable telling their partner what they like.

Many women have their first sexual experience with another person, but most men have theirs with themselves. So from the very beginning, women learn about sex and pleasure in relation to another person, rather than something they can do for themselves.

End the control of women’s bodies

If women learn how to pleasure themselves without a man, it threatens to undo the patriarchal structure of our society. Our patriarchal society which attaches so much fear and fascination to female sexuality. What is more threatening to the male ego than a woman who can please herself?

It’s time to throw away the shame surrounding masturbation. The stigma isn’t going to end until women speak openly about it. So if you watch an amazing porn film or have fun with a new sex toy, share your discovery with your friends.

By talking about it we can break the misogynistic control and repression of the female body. And if we can bring masturbation into the broader discourse around women’s health, maybe we can bring a larger change in society’s views of women.

Complete Article HERE!

 

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Want better sex? Try getting better sleep

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One in 3 American adults do not get enough sleep. Sexual issues are also common, with as many as 45 percent of women and 31 percent of men having a concern about their sex life. While these might seem like distinct concerns, they are actually highly related.

How are sleep and sex related? I’ll state the obvious: We most commonly sleep and have sex in the same location – the bedroom. Less obvious but more important is that lack of sleep and lack of sex share some common underlying causes, including stress. Especially important, lack of sleep can lead to sexual problems and a lack of sex can lead to sleep problems. Conversely, a good night’s sleep can lead to a greater interest in sex, and orgasmic sex can result in a better night’s sleep.

I am a sex educator and researcher who has published several studies on the effectiveness of self-help books in enhancing sexual functioning. I have also written two sexual self-help books, both based in research findings. My latest book, “Becoming Cliterate: Why Orgasm Equality Matters – and How to Get It,” is aimed at empowering women to reach orgasm. More pertinent to the connection between sleep and sex, my first book, “A Tired Woman’s Guide to Passionate Sex,” was written to help the countless women who say they are too exhausted to be interested in sex.

The effect of sleep on sex among women

The reason I wrote a book for women who are too tired for sex is because women are disproportionately affected by both sleep problems and by low sexual desire, and the relationship between the two is indisputable. Women are more likely than men to have sleep problems, and the most common sexual complaint that women bring to sex therapists and physicians is low desire. Strikingly, being too tired for sex is the top reason that women give for their loss of desire.

Conversely, getting a good night’s sleep can increase desire. A recent study found that the longer women slept, the more interested in sex they were the next day. Just one extra hour of sleep led to a 14 percent increase in the chances of having a sexual encounter the following day. Also, in this same study, more sleep was related to better genital arousal.

While this study was conducted with college women, those in other life stages have even more interrelated sleep and sex problems. Menopause involves a complicated interaction of biological and psychological issues that are associated with both sleep and sex problems. Importantly, a recent study found that among menopausal women, sleep problems were directly linked to sexual problems. In fact, sleep issues were the only menopausal symptom for which such a direct link was found.

nterrelated sleep and sexual issues are also prevalent among mothers. Mothers of new babies are the least likely to get a good night’s sleep, mostly because they are caring for their baby during the night. However, ongoing sleep and sexual issues for mothers are often caused by having too much to do and the associated stress. Women, who are married with school-age children and working full time, are the most likely to report insomnia. Still, part-time working moms and moms who don’t work outside the home report problems with sleep as well.

While fathers also struggle with stress, there is evidence that stress and the resulting sleepless nights dampen women’s sexual desire more than they do men’s. Some of this is due to hormones. Both insufficient sleep and stress result in the release of cortisol, and cortisol decreases testosterone. Testosterone plays a major role in the sex drive of women and men. Men have significantly more testosterone than women. So, thinking of testosterone as a tank of gas, the cortisol released by stress and lack of sleep might take a woman’s tank to empty, yet only decrease a man’s tank to half full.

The effect of sleep on sex among men

Although lack of sleep and stress seems to affect women’s sexual functioning more than men’s, men still suffer from interrelated problems in these areas. One study found that, among young healthy men, a lack of sleep resulted in decreased levels of testosterone, the hormone responsible for much of our sex drive. Another study found that among men, sleep apnea contributed to erectile dysfunction and an overall decrease in sexual functioning. Clearly, among men, lack of sleep results in diminished sexual functioning.

I could not locate a study to prove this, as it stands to reason that the reverse is also true. That is, it seems logical that, as was found in the previously mentioned study among women, for men a better night’s sleep would also result in better sexual functioning.

The effect of sex on sleep

While sleep (and stress) have an effect on sex, the reverse is also true. That is, sex affects sleep (and stress). According to sex expert Ian Kerner, too little sex can cause sleeplessness and irritability. Conversely, there is some evidence that the stress hormone cortisol decreases after orgasm. There’s also evidence that oxytocin, the “love hormone” that is released after orgasm, results not only in increased feelings of connection with a partner, but in better sleep.

Additionally, experts claim that sex might have gender-specific effects on sleep. Among women, orgasm increases estrogen, which leads to deeper sleep. Among men, the hormone prolactin that is secreted after orgasm results in sleepiness.

Translating science into more sleep and more sex

It is now clear that a hidden cause of sex problems is sleeplessness and that a hidden cause of sleeplessness is sex problems. This knowledge can lead to obvious, yet often overlooked, cures for both problems. Indeed, experts have suggested that sleep hygiene can help alleviate sexual problems and that sex can help those suffering from sleep problems.

Perhaps, then, it is no surprise that both sleep hygiene suggestions and suggestions for enhanced sexual functioning have some overlap. For example, experts suggest sticking to a schedule, both for sleep and for sexual encounters. They also recommend decreasing smartphone usage, both before bed and when spending time with a partner. The bottom line of these suggestions is to make one’s bedroom an exclusive haven for the joys of both sleep and sex.

Complete Article HERE!

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Older Americans Having Sex, Just Not Talking About It — to Docs

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By Megan Brooks

Most older Americans are interested in sex, but only about half of those with a romantic partner are sexually active and many don’t talk about sex with their partner or clinician, according to a University of Michigan poll released today.

“Sexual health among older adults doesn’t get much attention but is linked closely to quality of life, health and well-being,” Erica Solway, PhD, coassociate director of the poll, said in a news release.

“It’s important for older adults and the clinicians who care for them to talk about these issues and about how age-related changes in physical health, relationships, lifestyles and responsibilities such as caregiving, affect them,” said Solway.

The University of Michigan National Poll on Healthy Aging asked a nationally representative sample of 1002 adults aged 65 to 80 years about their views on relationships and sex and their experiences related to sexual health.

Nearly three quarters (72%) of those surveyed have a current romantic partner (married, partnered, or in a relationship) and most (92%) have been in a stable relationship for 10 years or longer. Among those without a current romantic partner, 13% have been on a date with someone new in the past 2 years.

Taking the Sex Pulse of Older Americans

Overall, 76% of older adults said sex is an important part of a romantic relationship at any age, with men more likely than women to hold this view (84% vs 69%).

Two in five (40%) said they still have sex. Sexual activity declined with age, from 46% for those aged 65 to 70 years, to 39% for those aged 71 to 75, to 25% for those aged 76 to 80. Older men were more likely to report being sexually active than older women (51% vs 31%), as were those who said they were in good health (45% vs 22%).

About half of those with a romantic partner (54%) reported being sexually active compared with only 7% of those without a romantic partner; 92% of those who are sexually active say intimacy is an important part of a romantic relationship and 83% say it is important to their overall quality of life.

Overall, about two thirds of respondents (65%) said they were interested in sex; 30% were extremely or very interested and 35% were somewhat interested. Half of elderly men (50%) said they were extremely or very interested in sex compared with 12% of women. However, the percentage of adults very interested in sex declined with age, from 34% at age 65 to 70, to 28% at age 71 to 75, to 19% for those aged 76 to 80.

About three in four older adults (73%) said they were satisfied with their sex life, with women more likely to be satisfied than men. Those in better health were also more apt to be satisfied with their sex life.

Who’s Talking About Sex?

“This survey just confirms that the need for and interest in sexual intimacy doesn’t stop at a certain age,” Alison Bryant, PhD, senior vice president of research for AARP, a cosponsor of the poll, said in the news release.

Sixty-two percent of older adults polled said they would talk to their healthcare provider if they were having a problem with their sexual health, yet only 17% had actually done so in the past 2 years. Of those who had talked with their doctor about sexual health, 60% said they initiated the conversation themselves and 40% said their doctor started the conversation. Most of those who had talked with their provider about their sexual health said they were comfortable doing so (88%).

“Although most older adults say that they would talk with their doctor about sexual concerns, health care providers should routinely be asking all of their older patients about their sexual health and not assume that bringing up the issue will offend or embarrass them,” said Bryant.

The poll also found that 18% of men and 3% of women have recently taken medications or supplements to improve sexual function and most said it was helpful (77%).

This is a notable finding, the University of Michigan pollsters say. While some of these older adults may be taking prescription medications to aid sexual function, others may be taking over-the-counter supplements. Given potential side effects and drug interactions, they suggest providers ask patients about supplement use.

Results of the poll are available online.

Complete Article HERE!

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